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Personal Finance

“No Spend July” – Conclusion

Sunday, July 28 Husband wanted to go out to brunch and threw out some pricier options (all places we would normally go to without giving it a second thought). I declined. We ended up staying in (don’t think the husband was too…

gold piggy bank
Personal Finance

“No Spend July” – Week 4

Sunday, July 21 Stayed home for most of the day. Went to Target for “groceries.” Stayed mostly on track except our daughter got extremely attached to this PJ Masks doll and I caved. Fortunately it didn’t have a price tag and they…

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Personal Finance

“No Spend July” – Week 3

I can feel myself getting more and more lax about my No Spend Month Challenge, but these blog posts are helping me stay a little bit more accountable. Sunday, July 14 We stayed home for most of the day but did go…

piggy bank
Personal Finance

“No Spend July” – Week 2

Sunday, July 7 Last night, my cousin who lives on the East Coast sent me this Facebook Marketplace listing for some toddler Jordan shoes–three like new pairs for $30! Today she went to pick them up. It was hard to pass up…

piggy bank
Personal Finance

“No Spend July” – Week 1

This month I’ve decided to try doing a “no spend month” challenge. I’ve always heard of people doing it and I always thought it was crazy and that I would never be able to do one myself. Our debt, after mostly being…

Career Personal Finance

Salary Negotiation Tips

I am really big on negotiating salaries. I once read that it’s the most money you’ll make in the shortest amount of time, and I strongly stand behind that. A 10-minute conversation can mean an extra ten thousand dollars in your pocket–cheesy…

Personal Finance

My Automated Personal Finance System

I hardly do any manual work or maintenance for my finances. Everything is pretty much automated, from paying bills to setting aside savings from every paycheck. I learned this system from a book called I Will Teach You To Be Rich, which sounds…

Personal Finance

A Simple and Lazy Investment Portfolio

I’m not an expert investor by any means, but I know enough to be able to build an incredibly simple but effective investment portfolio. My approach to investing is keeping things extremely minimal. I generally follow the Bogleheads approach to investing, which was pioneered…